We Make Finance Fun!

At Wealthy Habits, we pride ourselves in being #1! In order to ensure students are engaged in every lesson, we provide our students with the best possible program! By mixing fun into our activities, the students are sure to remember and take the lesson with them even after they leave the classroom.

3 C’s of Credit

Character, Capacity, Collateral

Each color card represents a different aspect of a person’s life, such as credit score, debt balances, time at current address, and much more. With society becoming increasingly dependent on credit, we teach the students about the different things that can affect their creditworthiness by having them decide if they would issue a person a loan, based on the given characteristics.

Learning the Language

Flyswatter Review Game

The students have a blast with the vocabulary word flyswatter game. The student must find the correct term before their opponent. 

Spending Plan

Budgeting for a Lifestyle

Everyone has an idea of what they’d like their lives to look like. We give the students a reality check by showing them how much money they must earn by the hour to live their desired lifestyle. The students calculate how much they’d like to spend in each category monthly, then they determine how much they must earn to do so.

Paying Uncle Sam

Federal Income Tax, State Income Tax, Medicare and Social Security

Here, the students are ripping up their own paychecks to pay their taxes to Uncle Sam. After working to earn the paycheck, the students experience first-hand what it’s like to immediately pay the government, but also why it is important.

Heads Up Vocabulary

Fun Review Games Help Students Remember

The students get very excited in our own version of Head’s Up. The instructor holds a term up behind two students and their teams try to guide them to the correct word without hitting the buzzwords. This finance activity acts as a necessary review game to ensure the students are learning the material. 

Penny Game

Multi-Person Budgeting

The Penny Game teaches students to budget in different circumstances. Sometimes you lose your job; sometimes you receive a raise. In small groups, the students decide how to budget the household income taking into account everyone’s needs and wants. 

Family Budgeting

Budgeting with Others is Hard

Together, the students must decide how they would like to spend their joint income while sharing a living space. Whether they decide to live with their parents or strike out on their own and pay for their own expenses, the decision is entirely up to them, so they must communicate and compromise.

Assets & Liabilities

Understanding the Difference to Encourage Better Spending Habits

The students each receive a card with a term/phrase on it and they must decide if it is an asset or a liability. He/she reads the card and their decision to the class and if they are wrong, someone from the audience may explain why they are incorrect for Moola!

Count Back Change

We Have All Watch Someone Struggle to Give Us Our Change

Count Back Change teaches students to give the correct amount of change without the help of a calculator. A card explains the balance and what bill the consumer uses to pay; the students race to give the correct change faster than their opponent. 

Supply & Demand

The Musical Chairs Way

Supply and demand is all about the balance between the number available and the number of people who want it, but guess what? So is musical chairs! Throughout the game, we explain the concepts of supply and demand, including surplus and scarcity. It shouldn’t surprise anyone that this is one of our most popular finance activities. 

Super Money Game

Learning Through Experience

The Super Money Game simulates life by having the students go to work (do jumping jacks) to earn a paycheck, then they must tear up it up to pay for different expenses. Between each round, the instructor reads an event card and the students must react to the event. They may go into debt, but they might also win $1000! Who knows what can happen; it’s life. 

Net Worth

Assets – Liabilities = Net Worth

Students break into groups with one group determining the net worth of a CEO and the other group determining that of an employee. A discussion of why the employee’s net worth is higher follows; allowing the students to realize that it’s how they choose to live and spend that determines their net worth and not their career path.

Wait! There’s More!

Wealthy Habits gives kids the essential financial education so many are missing.

Mike Davis, Mayor of Dunwoody

Class was amazing!

I feel lucky that my daughter could participate!

Karen Dobkin

My children loved the class!

The instructor was very engaging. They are looking forward to the next class!

Joaqui, June 2015

Thanks for the knowledge!

I know that I will use this in the future.
I definitely looking forward to the next class and to learn more.

Alana, May 2015

My kids LOVED it…

My kids just LOVED this class and are asking
if they can come back for more.
My son spends time each day watching stock market reports.

Maudeline Linsey

Yes, would highly recommend!

It taught me many new things about finance and managing my money.

Mehan, April 2015

Smiling ear to ear…

My daughter and her friend really enjoyed the program!
Teens don’t get excited about much, but they were smiling
from ear to ear when I picked them up.
Thank you so much for this opportunity.

Sheila Cannon