GIVE YOUR STUDENTS THE SKILLS THEY NEED TO SUCCEED
Let us provide you with the tools to teach fun personal finance modules in your class. No matter what subject you teach, you will find something useful for your classroom.
Teacher Training Curriculum
Aligned with the Georgia Performance Standards for middle school personal finance, our curriculum is designed to make finance fun. The Wealthy Habits program fosters a desire to learn within each and every student. By participating in interactive games and activities, students gain exposure to the knowledge, skills, and behaviors required to build… well, Wealthy Habits.
The curriculum is broken into eight modules, including one for review games that can be implemented at any time. Each personal finance module contains an explanation of the lesson, a description of the activity, and pre- and post-activity discussion points. When you join us for a Wealthy Habits Teacher Training, you receive all of the necessary curriculum and printed materials at no extra cost to you. Scroll down to view an introduction to each of the personal finance modules now.
- Training Session
- Printed Teacher Binder
- Electronic files of all materials
- CEU/CPDU Certificate
$75 (Includes training and all materials)
Unit 1: Way to Wealth
Way to Wealth focuses on the larger picture of financial literacy and why it is important that students understand their part in the economic health of their community. From understanding supply and demand to what it takes to personally build wealthier habits, the result should be a classroom of students interested in learning more.
Module 1A: Supply and Demand
Suppy and demain are economic concepts that students don’t generally relate to their personal lives. The game of musical charis not only engages students in a fun, exciting activity but also teaches them the importance concepts about how the economic world works.
Module 1B: Way to Wealth
A short four-minute video introduces students the the concept of making smarter choices as early as today.
Module 1C: Wealthy vs Poor Habits
Destinguishing between poor and welathy habits introduces students to the idea that their actions are what determine their future self.
Module 1D: Perception and Personal Presentation
What we do and say will influence other’s opinion of us and ultimately open the door to opportunities or close it. These fun activites show student how they might be perceived negatively without intention.
Unit 2: Income and Taxes
Students should understa nd that money is not something that just comes out of a machine or from an adult’s pocket. Money is something that has to be ea rned before it can be saved and spent. This unit discusses the basics of working to earn a paycheck and the importance of taxes, what they pay for, and why they are not inherently “bad.”
Module 2A: Earning Income
Through an activity that requires students to work for their “paycheck,” they distinquish the difference between employer and employee as well as the basics of employment.
Module 2B: Paying Income Taxes
Once students have learned what it takes to earn a paycheck, this module shows how taxes affect their income and the world around them.
Unit 3: Spending Wisely
Unexpected life events happen to everyone. which is why it is important to stay prepared financially. Proper planning and living within one‘s means will ensure stability w hen the unexpected happens. Whet her you have a large or small net income, spending it w isely is a safe approach to successfully managing those unexpected events.
Module 3A: Budgeting
This module provides insights into different individual lifestyle choices. By assigning students to mixed groups, they begin to realize that not everyone has the same wants and needs. Students learn how to compromise and budget accordingly.
Module 3B: Spending Plan
By calculating the amount required to live a desired lifestyle, individuals establish a goals based approach to financial preparedness. The purpose of this activity is for the students to realize what they hold valuable as individuals and to plan accordingly.
Unit 4: Banking
Although banking has become a virtual application. it is still important to understand the basics of writing a check, filling out a deposit slip, calculating discounts and sales tax when making purchases, as well as where to find account information such as the bank routing and account numbers.
Module 4A: Paying for Purchases
This module teaches students how to apply discounts and the sales tax of a purchase. Students learn how to write a check to purchase an item and how to fill out a deposit slop to present at a bank.
Module 4B: Count Back Change
Cash handling is an important skill whether you are the customer confirming the correct change or the retailer giving the correct change. Competition makes this activity a student favorite.
Unit 5: Credit & Debt
The economy grows because of us, consumers, who spend money for products and services. Borrowing allows consumers and companies to purchase things they need and want without having to wait to save the necessary cash.
Module 5A: Credit Cards
In this module, students learn about credit cards through a fun rap song filling in the blanks as they listen for the important information.
Module 5B: Borrowing Money
In this module, students will gain a basic understanding of the terms used when borrow ing money through a vocabulary activity designed to give students a chance to m ake an educated guess to learn the terms and definitions
Unit 6: Increasing Net Worth
Net worth is determined by subtract ing one‘s liabilities from the value of their assets. A person‘s net worth isn’t always positive. Introducing the concepts of assets and liabilities encourages st udents to think about their purchases and the effect these w ill have on their future net worth.
Module 6A: Assets & Liabilities
In this module. students will d istinguish between assets and liabilities as well as determine which assets are wealth–building/income–producing assets and which are not.
Module 6B: Income & Expenses
This module shows how comparing income and expenses (budgeting) helps to evaluate where money goes and how one can recognize ways to save and invest more.
Module 6C: Net Worth
Having a positive net worth is the first step to financial freedom. In this activity, students will learn how to calculate net worth. The students will use the assets, liabilities, income, and expense cards from the previous activities.
Unit 7: Investing for the Future
This unit provides a general overview of investing but most importantly discusses the Rule of 72 and compound interest. Students are encouraged to start saving today because even a small amount saved can generate increased wealth over time.
Module 7A: Stock Market Rap
This four–minute video is a fun rap introducing the concept of investing in businesses both public and private. Additionally, it provides a basic understanding of terminology related to investing.
Module 7B: Vocabulary Performance
Giving student s a creative way to learn com plicated terms makes it personal to them. Sharing what they‘ve learned and created with the rest of the class sparks their interest.
Module 7C: Rule of 72 & the Magic of Compound Interest
The “Rule of 72” is a formula that approximates the number of years it will take invested money to double in value given the annual rate of return. This is a great visual that kids understand.
Unit 8: Review
Now it’s time to bring together all the concepts of the Wealthy Habits program. These review activities focus on games to help reinforce what students have learned.
Module 8A: Kahoot Game
Module 8B: Trashcan Basketball
Module 8C: Flyswatter Game
Module 8D: Passwords Game
March 13, 2020
10:00 am - 4:00 pm